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Research library

Writing

Dated notes on regulation, systems, operations, and accountable machine-assisted work. Source-backed pieces identify the authority they rely on and the date that source was verified.
  • Disclosure on demand: what LL-2026-04 actually requires

    Fannie Mae's AI/ML governance framework took effect on 2026-08-06. What it obligates seller/servicers to do, and why the honest answer to disclosure on demand is a record the asker can check, not a memo the asker must trust.